RISK ASSESSMENTS & QUOTES 

General Liability:

• Business Owner’s Policy
• Workers Compensation Insurance
• Commercial Auto
• Contractors Tools and Equipment (Inland Marine)
• Professional Liability Insurance
• ACORD Certificates*

Jobsite & Operational Risk Issues
Crew safety, ladder exposure, fall protection practices, property damage risks, hot work, equipment use, vehicle exposure, and day-to-day roofing operations.

Coverage Gaps / Cost Savings
General liability, workers’ compensation, commercial auto, equipment coverage, umbrella limits, exclusions, classification issues, and premium savings opportunities that do not compromise protection.

Safety Program Issues
OSHA-related concerns, fall protection procedures, employee training, driver safety, claims trends, and documentation practices that can impact premiums and insurability.

Subcontractor & Claim Closure Strategies
Subcontractor certificates, additional insured status, waiver of subrogation, written agreements, claim reporting, open claim management, and strategies to reduce future claim costs.