Lifelong Insurance Agency

Common insurance problems roofing contractors run into

Roofing contractors often call us when they are dealing with:

  • A general contractor or property manager rejecting their certificate
  • Confusion over additional insured, waiver of subrogation, or primary/non-contributory wording
  • A workers’ comp or general liability audit that came in higher than expected
  • Subcontractors without proper certificates or written agreements
  • Commercial auto claims involving trucks, trailers, or employee drivers
  • Tools, materials, ladders, or equipment being stolen from a truck, trailer, or jobsite
  • Unclear coverage for open roof, water intrusion, torch work, or completed operations
  • A renewal increase with no explanation and no plan to improve the account
  • Prior claims making it harder to find competitive options