Insurance for Residential & Commercial Roofing Contractors

Protect your crews, trucks, tools, jobsites, and contracts with a coverage review built for roofing operations, not a generic contractor policy.

Roofing Contractor Coverage Review

Before we quote your roofing business, we review how you operate: residential vs. commercial work, payroll, subcontractors, vehicles, equipment, jobsite controls, prior claims, and certificate requirements. That way your proposal is built around your actual risk—not just the lowest available premium.

Jobsite & Operational Risk Issues
Crew safety, ladder exposure, fall protection practices, property damage risks, hot work, equipment use, vehicle exposure, and day-to-day roofing operations.

Coverage Gaps / Cost Savings
General liability, workers’ compensation, commercial auto, equipment coverage, umbrella limits, exclusions, classification issues, and premium savings opportunities that do not compromise protection.

Safety Program Issues
OSHA-related concerns, fall protection procedures, employee training, driver safety, claims trends, and documentation practices that can impact premiums and insurability.

Subcontractor & Claim Closure Strategies
Subcontractor certificates, additional insured status, waiver of subrogation, written agreements, claim reporting, open claim management, and strategies to reduce future claim costs.

General Liability:

• Business Owner’s Policy
• Workers Compensation Insurance
• Commercial Auto
• Contractors Tools and Equipment (Inland Marine)
• Professional Liability Insurance
• ACORD Certificates*