Lifelong Insurance Agency

Safety and Underwriting Readiness

OSHA says falls are the leading cause of work-related deaths among residential construction workers, and its fall-protection guidance specifically includes roofing; OSHA also notes workers engaged in residential construction six feet or more above lower levels must be protected by conventional fall protection or other allowed measures

Better safety documentation can help your insurance story

Underwriters do not just look at what you do. They look at how you manage the risk.

Before we market your roofing account, we may review:

  • Fall protection procedures
  • Ladder safety practices
  • Driver safety controls
  • Employee training documentation
  • Subcontractor certificate process
  • Written agreements with subcontractors
  • Claims history and open claim status
  • Payroll and revenue breakdown
  • Type of roofing work performed
  • Commercial vs. residential job mix

The cleaner your underwriting story, the better your agency can advocate for you.